Liability + Limited Risks car insurance
Coverage Liability + Limited Risks car insurance
The Liability + Limited Risks (WA + Beperkt Casco) car insurance offers, in addition to the Liability only (WA) also coverage in case of damage to your car due to fire, theft, attempted theft, stray animals and storm. If your car is older than 5 years but still younger than 10 years old, the All Risk (WA + Uitgebreid Casco) insurance is usually chosen.
What are the benefits of our Liability + Limited Risks insurance?
The Liability + Limited Risks insurance is more extensive than the WA insurance, but does not cover everything as with the All Risk car insurance. With Liability + Limited Risks you are standard insured for all parts of the WA insurance. On top of that come options for windshield damage, damage by fire or damage by natural phenomena. In addition, you do not have to advance costs for glass repair if you use our damage repair service.
If your car is stolen, a Liability + Limited Risks insurance pays out the current market value. In general, a Liability + Limited Risks policy covers the most common types of damage, but the exact coverage may vary. So always read the policy conditions carefully. Want to see a comparison of different coverage? Check out the page: Car insurance.
Ensured of roadside assistance everywhere
Whether you are in the Netherlands or abroad, we are there for you. You have roadside assistance, but also transport to the garage and storage of your car is arranged. Moreover, you will receive replacement transportation. Keep in mind that ordinary repairs are not covered by roadside assistance.
What is insured?
What is insured?
- Damage caused by your car to other vehicle(s)
- Damage caused to persons with your car
- Property of others damaged by your car
- Help after an accident
- Road assistance after breakdown in the Netherlands and abroad
- Break into the car, car theft or total loss
- Damage caused by fire and nature
- Car window damage
- Repair
What is not insured?
- Damage to your own car (except damage to car windows)
- Damage by intent or damage caused by alcohol and/or drug abuse
- Damage caused by driving without a driver's license
- Damage during rental or transport in exchange for money
Your excess
If you use our repair service?
No excess is charged for windscreen and window repairs. The excess for replacement of the glass is €150.
If you don't use our repair service?
In case of damage to windscreen or windows, an excess of €400 will apply. This applies to both glass replacement and repair.
Other car insurance coverage
Liability only (WA) coverage
A Liability only (WA) car insurance is mandatory in the Netherlands for all motor vehicles. Everyone who owns a motorized vehicle must have at least a Liability only insurance. We recommend this coverage for cars over 10 years old.
All Risk coverage
The All Risk (WA + Uitgebreid Casco) car insurance is the most comprehensive car insurance available. With the All Risk car insurance you are not only covered for damage to others, but almost all damage is covered. We recommend this coverage for cars younger than 5 years.