All Risk car insurance

  • Discount claim-free driving up to 80%
  • Assistance after breakdown in the Netherlands and abroad
  • Transport after an accident

All Risk car insurance

All Risk car insurance

The All Risk (WA + Uitgebreid Casco) car insurance is the most comprehensive car insurance available. The All Risk car insurance not only covers damage to others, but almost all damage is covered. Regardless of whether the damage was caused by yourself or someone else, or whether the damage was caused by extreme weather conditions.

What are the benefits of our All Risk car insurance?

An All Risk car insurance is often the only insurance that also compensates damage you cause yourself. For example if you accidentally hit a bollard while parking. But damage caused by vandalism, such as chipped mirrors, punctured tires and scratched paintwork, is also covered.

The value paid out is related to the car's daily value. Usually, All Risk car insurance is chosen for cars less than 5 years old. For cars 5 to 10 years old, the car insurance with Liability + Limited Risks coverage is most often chosen. For cars older than 10 years, you see that in most cases people take out car insurance with only WA coverage. A list of differences between the coverage can be found on the page: Car insurance.

Breakdown assistance in the Netherlands and abroad

Whether you need help here in the Netherlands or abroad, you are always assured of roadside assistance. When you are standing by the side of the road with a breakdown, we offer assistance and arrange the transportation of your car to the garage, salvage or storage. In addition, you are entitled to replacement transportation and we provide transportation of your car and passengers to the Netherlands. Regular repairs are not covered by roadside assistance.

What is insured?

What is insured?

  • All damage to your car is insured, even if it is your own fault.
  • Damage caused by your car to other vehicle(s)
  • Damage caused to persons with your car
  • Property of others damaged by your car
  • Help after an accident
  • Road assistance after breakdown in the Netherlands and abroad
  • Break into the car, car theft or total loss
  • Damage caused by fire and nature
  • Car window damage
  • Repair

What is not insured?

  • Damage by intent or damage caused by alcohol and/or drug abuse
  • Damage caused by driving without a driver's license
  • Damage during rental or transport in exchange for money

Your excess

If you use our repair service?
There is a standard excess of €150 per damage.
No excess is charged for windscreen and window repairs. The excess for replacement of the glass is €150.

If you don't use our repair service?
There is an additional excess of €500. This amount is in addition to the standard excess. Total €650.
In case of damage to windscreen or windows, an excess of €400 will apply. This applies to both glass replacement and repair.

Other car insurance coverage

Liability only (WA) coverage

A Liability only (WA) car insurance is mandatory in the Netherlands for all motor vehicles. Everyone who owns a motorized vehicle must have at least a Liability only insurance. We recommend this coverage for cars over 10 years old.

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Liability + Limited Risks coverage

The Liability + Limited Risks (WA Beperkt Casco) car insurance offers, in addition to the Liability only (WA) also coverage in case of damage to your car due to fire, theft, attempted theft, stray animals and storm. We recommend this coverage for cars from 5 to 10 years old.

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