All Risk car insurance
All Risk car insurance
The All Risk (WA + Uitgebreid Casco) car insurance is the most comprehensive car insurance available. The All Risk car insurance not only covers damage to others, but almost all damage is covered. Regardless of whether the damage was caused by yourself or someone else, or whether the damage was caused by extreme weather conditions.
The compensation that is paid relates to the current value of the car. Usually, the All Risk car insurance is chosen for cars that are younger than 5 years old. For cars from 5 to 10 years old, car insurance with Liability + Limited Risks coverage is most often chosen. For cars over 10 years of age, in most cases a car insurance with Liability only coverage is chosen.
What is insured?
What is insured?
- All damage to your car is insured, even if it is your own fault.
- Damage caused by your car to other vehicle(s)
- Damage caused to persons with your car
- Property of others damaged by your car
- Help after an accident
- Road assistance after breakdown in the Netherlands and abroad
- Break into the car, car theft or total loss
- Damage caused by fire and nature
- Car window damage
- Repair
What is not insured?
- Damage by intent or damage caused by alcohol and/or drug abuse
- Damage caused by driving without a driver's license
- Damage during rental or transport in exchange for money
Your excess
If you use our repair service?
There is a standard excess of €150 per damage.
No excess is charged for windscreen and window repairs. The excess for replacement of the glass is €150.
If you don't use our repair service?
There is an additional excess of €500. This amount is in addition to the standard excess. Total €650.
In case of damage to windscreen or windows, an excess of €400 will apply. This applies to both glass replacement and repair.
Benefits of our All Risk car insurance
Benefits
- Assistance after an accident in the Netherlands and abroad
- Road assistance after breakdown in the Netherlands and abroad
- No advance costs with our damage repair service
- Transport after an accident no matter where you are
- Discount claim-free driving up to 80%
- Two-year original purchase price and new-for-old cover
Assistance after breakdown
You are insured for breakdown assistance both in the Netherlands and abroad. This way you are insured for roadside assistance, transport to the garage and the storage or storage of your car. You are also entitled to replacement transport and transport to a place in the Netherlands for the car and passengers will be arranged. A normal repair is not covered by roadside assistance.
Important documents
Autoverzekering A1 by Aon
Insurance card car insurance Liability only
Insurance card car insurance Liability + Limited Risks
Insurance card car insurance All Risk
Policy terms and conditions (Aon TG Personenauto 2020-07)
Autoverzekering A2 by Aon
Insurance card car insurance Liability only
Insurance card car insurance Liability + Limited Risks
Insurance card car insurance All Risk
Policy terms and conditions (Aon TG Personenauto 2020-10)
General information
Service information
What do customers say about Aon?
Average customer rating
In 2021, customers rated Aon on average with an
★★★★☆
"Prima bereikbaarheid, meedenkende medewerkers en een vlotte afwikkeling."
J.K. van der Gun
★★★★☆
"De mensen van Aon staan je altijd netjes en vriendelijk te woord. Zoeken mee naar oplossingen. Declaraties worden snel verwerkt en uitbetaald."
J. van A.
Other car insurance coverage
Liability only (WA) coverage
A Liability only (WA) car insurance is mandatory in the Netherlands for all motor vehicles. Everyone who owns a motorized vehicle must have at least a Liability only insurance. We recommend this coverage for cars over 10 years old.
Liability + Limited Risks coverage
The Liability + Limited Risks (WA Beperkt Casco) car insurance offers, in addition to the Liability only (WA) also coverage in case of damage to your car due to fire, theft, attempted theft, stray animals and storm. We recommend this coverage for cars from 5 to 10 years old.